Your loan would be evaluated by the Financial Institutions (FI) as selected by you, and would be subject to their respective policies
Approval or rejection of your loan request would be at the complete discretion of the respective FI
In the event your loan is approved, the FI will notify you directly. The particulars of your loan, including (without limitation), the final interest rate, monthly installment, repayment period etc would be communicated to you directly by the FI along with any other terms and conditions governing the loan will also be notified to you by the FI.
Any and all disbursements of approved loans will be made by the FI directly to the partner school/higher education institution.